Your Partner in Asset Finance

At Virtus Finance, we specialise in asset finance and financing options to help businesses acquire the necessary equipment and technology to stay competitive and meet demand. Our expertise means we can provide the right financial support tailored to your unique needs, empowering your business to thrive.

Who is Virtus Finance?

Virtus Finance is dedicated to providing bespoke asset finance solutions to businesses of all sizes. We believe that every business deserves the opportunity to succeed, and the right financial support can make all the difference. Our experienced team of professionals is committed to understanding your specific requirements and delivering solutions that align with your goals.

Our Asset Finance Services

Specialising in a comprehensive range of asset finance options, including equipment leasing, commercial loans, and hire purchase agreements, we offer flexible and competitive financing to suit a variety of business needs. Our approach is transparent and straightforward, ensuring you have clarity and confidence in every decision.

Virtus Finance offers a comprehensive range of asset finance options tailored to meet various business needs. Our services include:

• Equipment Leasing: Allowing you to use equipment without the need for a large upfront payment.

• Commercial Loans: Providing the funds necessary for purchasing essential assets.

• Hire Purchase Agreements: Enabling you to own the asset after making fixed monthly payments.

Our team, comprised of industry experts, brings a wealth of knowledge and a personal touch to every interaction. We pride ourselves on building lasting relationships based on trust, integrity, and excellence. At Virtus Finance, you’re not just a client – you’re a valued partner.

Asset finance allows businesses to acquire necessary equipment or assets without the need for a large upfront capital outlay. This helps in managing cash flow more effectively, as payments are spread over a period, aligning better with revenue generation from the use of the asset.

With asset finance, businesses can access the latest technology and equipment without bearing the full cost of purchasing them outright. This ensures that businesses remain competitive and efficient by utilising the most up-to-date tools and machinery.

Payments made under an asset finance agreement can often be tax-deductible as a business expense in the UK. This can lead to significant tax advantages, allowing businesses to reduce their overall tax liability.

Asset finance agreements can be tailored to suit the specific cash flow and budget requirements of a business. Flexible repayment terms, including the duration of the finance agreement and the frequency of payments, can be negotiated to match the business’s financial situation.

By using asset finance, businesses can preserve their working capital for other operational expenses or investment opportunities. This is crucial for maintaining liquidity and ensuring that funds are available for unexpected costs or growth initiatives.

In certain types of asset finance agreements, such as leasing, the risk of asset obsolescence or depreciation is borne by the lender. This mitigates the risk for the business, as they won’t be stuck owning outdated or depreciating assets.

Why Choose Virtus Finance?

Whether you’re looking to expand, modernise, or simply manage cash flow more effectively, Virtus Finance is here to help you achieve your objectives. Our asset finance solutions are designed to support your business’s growth and success.

Let us be a part of your success story. Discover the Virtus difference today.